We all know that our insurance premiums are going up – some more than others but the trend is universal. Some say that this is a repeated cycle of the insurance industry ‘hardening’ and ‘softening. Others say that this is the new normal. In either case it is effecting us all.

The AOPA Safety Institute did some digging and came up with these findings and suggestions on how we as pilots can, at least partially, mitigate the problem